Getting started

If you're ready to make the most of your pay packet and start packaging your salary, here’s what you need to do:

Check your employer is a SmartSalary client

Your first stop is your HR department. They’ll tell you if your employer is registered with us. Otherwise, call us on 1300 4 SMART (76 278) we’ll let you know if your company has a salary packaging arrangement with us. 

Decide on the items you want to package.

If you are eligible to package through SmartSalary, explore all your packaging options in the What can I package section of this website.

To get even more specific info about what’s available to you, go to your employer’s section of the website by registering here.

Play with the calculators – try out different combinations of items, and see where savings are best for you. 

Get advice and understand your options

It’s always a good idea to read our terms and conditions, and get some independent advice from a financial advisor. That way you’ve covered everything you might need to consider before you begin salary packaging.

Ready to go?

Now the fun starts - it's as easy as three steps:

 1) Log into your employer’s section of this website. Register here if you haven't done so yet.

 2) Print and then fill out a SmartSalary Salary Packaging Application Form, as well as a form for any item you want to package.

 3) Send the forms through to us – you’ll see our mail and fax details on the forms.

We'll take care of the rest!