Salary packaging support in response to COVID-19

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Improving employee finances is important to us

With 48% of Australians reporting* to have suffered stress at work because of their financial situation, and 34.5%* unable or unwilling to participate in work activities because of financial stress, employers are looking for ways to support their workforce.

So we’ve partnered with expert providers to deliver financial wellness solutions to our clients and their employees.



Mortgage Health Check

Whether employees are looking for their first mortgage or a better deal on the one they already have, our Mortgage Health Check can help them find the solution that best suits them. We’ve partnered with Credo Financial services and LoanDolphin to provide our customers with an obligation free, nothing-to-pay mortgage health check. 


> Credo Financial services — the personal touch

As customers of Smartsalary, your employees can speak with a mortgage solutions specialist over the phone or in-person and have a mortgage health check at no extra cost. Then the mortgage specialists step your employees through the options for improving financial outcomes and mortgage position as well as the rates your employees pay. Most importantly, even after taking the health check and getting the feedback from Credo, they decide whether to proceed or not – they’re in control.


> Loan Dolphin – online, anonymous and self-serve

Customers receive offers from mortgage brokers and direct bank lenders based on the information they provide via the secure LoanDolphin website. They can chat to the providers anonymously, look up reviews and ratings, and compare offers side-by-side, before choosing the option that best suits them, which may include staying with their current mortgage. Plus, they can test their rates whenever they like - all at no extra cost.



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While saving money through salary packaging is a big help, financial wellness is about an individual’s overall financial health; enjoying life, living comfortably and coping financially when the unexpected happens. We have partnered with Wisr, Australia’s only ASX-listed marketplace lender, to offer your employees access to a financial wellness suite that may help improve their financial health and resilience. This includes:  
  • A 5-minute financial wellness survey with a personalised feedback report and information to assist in increasing financial capability
  • WisrCredit making it easy for customers to check and compare their credit score across the major credit reporting agencies, and receive hints and tips to improve their credit score and worthiness 
  • A nifty mobile app to round up digital spare change and pay down debt faster 
  • A debt consolidation service with low rate personal loans.



Rewards program

As Smartsalary customers, you employees can enjoy our Rewards program at no extra cost, with great discounts from popular national retailers on groceries, electronics, sports and fitness, home and lifestyle, gaming and entertainment, telecommunications, health and beauty, and travel.

Our Rewards program also provides exclusive access to a range of great deals, like wine and dining, spa and wellness, adventure sports, culture, flying, driving, cruising, and outdoor experiences. To access the Rewards program, log in to your salary packaging account and click the ‘Rewards’ tab.

* 8th Annual Employee Financial Wellness Survey, PwC US, 2019.