Salary packaging support in response to COVID-19

For the latest updates and information on our COVID-19 response, visit our dedicated web page click here
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Helping you improve your financial wellbeing

Saving money through salary packaging is a big help, but financial wellness is about your overall financial health; enjoying life, living comfortably and coping financially when the unexpected happens. That’s why we’ve partnered with expert providers who can deliver financial wellness solutions1 to you. 

Mortgage Health Check

Whether you’re looking for your first mortgage or a better deal on the one you already have, our Mortgage Health Check can help you find the solution that best suits you.  We’ve partnered with Credo Financial Services and LoanDolphin to provide you with a no-obligation mortgage health check. 

> Credo Financial Services – the personal touch2

Being a Smartsalary customer means you can have a mortgage health check at no extra cost. With Credo, you meet with a mortgage solutions specialist over the phone or in person, so they have an understanding of your circumstances. Then they step you through your options for improving your mortgage and reducing the rate you’re paying. Most importantly, even after taking the health check and getting the feedback from Credo, you decide whether to proceed or not - you are completely in control.
To book a Credo Financial Services mortgage health check, click here >

> LoanDolphin – online, anonymous and self-serve3

Based on the information you provide via the secure LoanDolphin website, brokers and direct bank lenders compete to offer you a mortgage solution at the most competitive rate. You can chat to the providers anonymously, look up reviews and ratings, and compare offers side-by-side. Then when you have the information you need, you can choose the solution that’s right for you or stay with your current solution, it’s completely up to you. And you can test the rates whenever you want.
Get LoanDolphin working to find you a better deal – click here >

[email protected]4

Apart from being Australia’s only ASX-listed marketplace lender, Wisr offers access to a financial wellness program that may help you improve your financial health and resilience.  Start your journey to financial wellness with:
  • A five-minute financial wellness survey
    Complete the survey to receive information designed to assist you with building your financial capability, based on the information you’ve provided.
Wisr also offers: 
  • WisrCredit, which allows you to easily check and compare your credit score across the major credit reporting agencies, and get tips to help you improve your score.
  • A unique mobile app that enables you to round up digital spare change and pay down debt faster.
  • A debt consolidation service with low rate personal loans, often significantly lower than those offered by the big banks.

To start your financial wellness journey, click here >


1Smartgroup will receive commission payments from Credo Financial Group, LoanDolphin or Wisr Finance, (as the case may be), in respect of any loan transactions that result from the referral. 2The personal meeting mortgage health check is offered by Credo Financial Group, Australian Credit Licence Number 402515. Any personal information provided to Credo Financial Group as part of the Mortgage Health Check will be held, stored and used in accordance with the Credo Financial Group Privacy Policy credofinancial.com.au/privacy‐terms/. 3 The online mortgage health check is offered by LoanDolphin, Australian Credit Licence Number 500703. Any personal information provided to LoanDolphin as part of the Mortgage Health Check will be held, stored and used in accordance with the LoanDolphin Privacy Policy loandolphin.com.au/privacy‐policy/. 4The financial wellness suite is offered by Wisr Finance, Australian Credit Licence Number 458572. Any personal information provided to Wisr Finance as part of the financial wellness program will be held, stored and used in accordance with the Wisr Finance Privacy Policy wisr.com.au/Legal/Privacy