Salary Packaging Card

The Smartsalary Card is a 2-in-1 card – If you package both Everyday Purchases and Meal Entertainment they will be available on the same card.

Your next bill made more affordable

The easiest way to salary package your living expenses and Meal Entertainment is with the Smartsalary Card.

The Smartsalary Card is a 2-in-1 card – If you package both Everyday Purchases and Meal Entertainment they will be available on the same card.

Keep your salary packaging flexible with a Smartsalary Salary Packaging and Meal Entertainment card.

Take advantage of the Meal Entertainment benefit and save!

You can salary package up to $2,650 per year towards this benefit, and the great news is– it’s in addition to your tax-free cap.

Better still, when you use your Smartsalary Salary Packaging and Meal Entertainment Card, there’s no need to submit any claim forms with your receipts.
Simply dine, swipe and save!

Fringe Benefits Tax (FBT) applies, but only to 50%
of the total salary packaged amount.

Everyday Expenses Made Easy!

No need to submit claims or receipts
Spend your pre-tax dollars anywhere, any time
Account balance updated immediately as you spend, with detailed, accurate, and up-to-date transaction history available on our website or the Smartsalary Mobile App.

Accepted around the world
The card's tap&go™ enabled to give you greater convenience when making your purchases. In addition to the prepaid Mastercard, you can also make purchases on your Smartsalary Card using your phone – we include a digital wallet for card-free purchases via Apple Pay and Google Pay

The Smartsalary Card can also be used to package Meal Entertainment expenses. If you choose to salary package both the Tax-free Cap and Meal Entertainment using the Smartsalary Card, you’ll do it all on the one card.

Additional Rewards!

The Everyday Savings Program is included as part of your Smartsalary Salary Packaging and Meal Entertainment Card, and you can access savings via the Smartsalary Mobile App or at point-of-sale. With the Everyday Savings program your salary packaging funds go even further, with thousands of dollars of discounts you can access again and again to save on groceries and retail shopping, dining, accommodation and cinema tickets.

Am I eligible?

Your eligibility is dependent on your employer's salary packaging policy and your employment status. Use our salary packaging calculator to see which benefits you can package and how much you could save.

 

FAQs

What is considered Meal Entertainment?
Can I take cash out with the card?
Can I use my card overseas?
Is there anything not considered a general expense?
What happens to my funds at the end of the FBT year?
Do I need to keep receipts for an audit?
Does this impact my reportable fringe benefit amount (RFBA)?

I want to learn more about salary packaging.

 

Disclaimers:
Important: This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and, seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply.

* Probably need to call out additional fees