Want to know if your employer can help you save on paying daily expenses, so you can pay for what you really want? Use our calculator to check out your potential savings.
Salary packaging (also known as salary sacrifice) is an Australian Taxation Office (ATO) approved benefit that allows you to pay for certain items with your pre-tax salary.
That means you could pay less tax, and keep more of your income when you salary package.
Salary packaging is a key employee benefit to help you reduce the amount of income tax you pay, meaning you have more money to spend. Your employer determines the range of expenses that can be included in your salary packaging program but these are usually everyday items that you're already paying for.
Use the salary packaging calculator to find out exactly how much you could save.
We’re here to help you every step of the way – from benefit selection, to salary packaging account setup and maintenance.
We help over 180,000 employees from more than 400 organisations across Australia enjoy more of their salary.
Enjoy more savings - eGift card program, exclusive Harvey Norman discounts and our Financial Wellness program.
Salary packaging could lower your taxable income and increase your take-home pay, giving you more money in your pocket to spend on the things you want.
Salary packaging is a great way of restructuring your salary by using pre-tax income to buy a range of everyday items. It is an ATO-approved way to save on tax, lowering your taxable income and increasing your take-home pay.
There are lots of great benefits that the ATO allows most employees to salary package. The type of industry that you work in, and your employer, determine which benefits are available to you. Use our salary packaging calculator to find the benefits your employer offers and how much you could save.
At Smartsalary, we help over 180,000 employees across Australia with salary packaging, making us one of Australia’s leading salary packaging providers.
The salary packaging fees vary depending on your employer and the benefits you choose to package. Either you or your employer may be responsible for paying these fees.
Setting up a salary packaging program with us is simple. We work in close consultation with you and your team to ensure a seamless salary packing experience with minimal impact on your day to day operations.