Two nurse discussing salary packaging happily

Healthcare

Join over 70%1 of healthcare workers who save every year with salary packaging

A group of happy doctors in scrubs

Everyday living made more affordable

If you work in a public or private not-for-profit health organisation, you may be eligible for some of the most generous salary packaging benefits available, which could save you thousands of dollars in tax each year.

In fact, over 70%1 of doctors, nurses and other healthcare workers are already taking advantage of salary packaging and saving on their mortgage, rent and other everyday living expenses.

 

Healthcare employee benefits and salary packaging

Below are popular benefits – to see the benefits your employer has chosen to offer and how much you could save, use our salary packaging calculator.

 

A happy couple looking at their house

Saving on everyday living expenses

Salary package a range of everyday living expenses such as mortgage, rent, bills and other everyday items up to the value of $9,010 every Fringe Benefits Tax (FBT) year (1 April - 31 March).

Lots of food on a table

Meal entertainment

Salary package up to $2,650 when you dine out with your family or friends and you could save.2

A corporate guy sitting in his car

Car leasing

Car leasing, also known as novated leasing, is one of the easiest and most cost-effective ways to buy and run a car. In fact, you could save thousands over the lifetime of your lease.

Other benefits you could also include
Depending on your employer, what you can salary package and how much you can save varies. Use our salary packaging calculator now to find out how much you can save.
Additional superannuation contributions

You could save on tax whilst boosting your future wealth.

Holiday accommodation and venue hire

If you're going on holiday, getting married or having a party, there are some costs you could save on.2

Portable electronic devices

Save up to 45% on eligible portable electronic devices such as laptops and tablets.3

Financial and taxation advice

If you use a financial planner or a tax advisor, you could salary package the fees and save.

Car parking

Salary package the cost of parking in an approved car parking station.

Investment loan

If you have an investment loan you could package the cost and save.

See the benefits your employer offers and how much you could save.

Examples of how you could save

Since salary packaging her mortgage repayments under the $9,010 tax-free cap, Rosie gets to take home an extra $3,100 per year.4,5

Rosie, Nurse, earns $70k

Josh is salary packaging the $2,650 meal entertainment benefit. He saves $900 per year by using the Smartsalary Salary Packaging and Meal Entertainment card to pay for his restaurant meals.4,6

Josh, Doctor, earns $100k

Calculate how much you could save​. 

Women looking at her phone holding bags smiling

Smartsalary rewards

In addition to the salary packaging savings available to you, as a Smartsalary customer, you can also access a great range of rewards.

 

Important information:
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and, seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply.

1 Over 70% figure calculated by comparing the number of current salary packaging customers to the total number of employees eligible to salary package for PBI 17 healthcare organisations where Smartsalary is the sole salary packaging provider. Calculation correct as of October 2021.

2 There’s a cap across Meal and Entertainment, Holiday Accommodation and Venue Hire benefits of $2,650 per FBT year (1 April –31 March). Eligibility for the Holiday Accommodation and Venue Hire benefit is dependent on your industry and employer. 

3 A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Tax savings achieved through salary packaging will depend on your income tax bracket and personal circumstances.

4 Savings example is for illustrative purposes only and is based on the income tax rates for the 2021/22 financial year. Your actual savings will depend on your income tax bracket, the GST processing method nominated by your employer, administration fees payable under your employer’s salary packaging plan and your personal circumstances.

5 Savings example is based on the assumption that the full $9,010 tax-free cap has been salary packaged per FBT year (1 April – 31 March).

6 Savings example is based on the assumption that the full $2,650 cap has been salary packaged towards the Meal Entertainment benefit per FBT year (1 April - 31 March).