Not-For-Profit, Disability and Aged Care

Take home more of your pay by salary packaging everyday expenses

Make the most of your salary

As an aged care worker or not-for-profit employee, salary packaging can help you maximise your salary.

Salary packaging for not-for-profit employees is an ATO-approved way of reducing the tax you pay on certain expenses. And, the great news is, working within the not-for-profit industry means you may be eligible to salary package and save on a huge range of everyday expenses.

 

What can I package as a not-for-profit employee?

Below are popular benefits – to see the benefits your employer has chosen to offer and how much you could save, use our salary packaging calculator.

 

Saving on everyday living expenses

Salary package a range of everyday living expenses such as mortgage, rent, bills and other everyday items up to the value of $15,900 every Fringe Benefits Tax (FBT) year (1 April - 31 March).

Meal entertainment

Salary package up to $2,650 when you dine out with your family or friends and you could save.1

Car leasing

Car leasing, also known as novated leasing, is one of the easiest and most cost-effective ways to buy and run a car. In fact, you could save thousands over the lifetime of your lease.

Other benefits you could also include
Depending on your employer, what you can salary package and how much you can save varies. Use our salary packaging calculator now to find out how much you can save.
Additional superannuation contributions

You could save on tax whilst boosting your future wealth.

Holiday accommodation and venue hire

If you're going on holiday, getting married or having a party, there are some costs you could save on.1

Portable electronic devices

Save up to 45% on eligible portable electronic devices such as laptops and tablets.2

Financial and taxation advice

If you use a financial planner or a tax advisor, you could salary package the fees and save.

Investment loan

If you have an investment loan you can package the cost and could save.

Car parking

Salary package the cost of parking in an approved car parking station.

See the benefits your employer offers and how much you could save.

Examples of how you could save

Lucy is salary packaging the $2,650 meal entertainment benefit. She saves $900 per year by using the Smartsalary Salary Packaging and Meal Entertainment card to pay for her restaurant meals.3,5

Lucy, Research Assistant, earns $75k

Since salary packaging his rent under the $15,900 tax-free cap, Tom gets to take home an extra $5,480 per year.3,4

Tom, Aged Care Manager, earns $80k

Smartsalary rewards

In addition to the salary packaging savings available to you, as a Smartsalary customer, you can also access a great range of rewards.

 

Important information:
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and, seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply.

1 There’s a cap across Meal and Entertainment, Holiday Accommodation and Venue Hire benefits of $2,650 per FBT year (1 April –31 March). Eligibility for the Holiday Accommodation and Venue Hire benefit is dependent on your industry and employer.

2 A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Tax savings achieved through salary packaging will depend on your income tax bracket and personal circumstances.

3 Savings example is for illustrative purposes only, and is based on the income tax rates for the 2021/22 financial year. Your actual savings will depend on your income tax bracket, the GST processing method nominated by your employer, administration fees payable under your employer’s salary packaging plan and your personal circumstances.

4 Savings example is based on the assumption that the full $15,900 tax-free cap has been salary packaged per FBT year (1 April – 31 March).

5 Savings example is based on the assumption that the full $2,650 cap has been salary packaged towards the Meal Entertainment benefit per FBT year (1 April - 31 March).